Terms and Conditions

AFFINITY ADVISORS, LLC GENERAL TERMS AND CONDITIONS This Agreement ("Agreement") is made and entered into as of the date of the Proposal by and between Affinity Advisors, Inc. ("Affinity") and the ("Client"). 1. Access to Platform. Affinity grants Client access to the Affinity Advisors platform ("Platform"), which allows Client to rate, quote, and bind insurance with certain carriers (the "Carriers"). Client acknowledges that Affinity is not an insurance provider and does not offer or underwrite any insurance products. 2. Fees. Client shall pay the fees outlined in the PROPOSAL. 3. User Accounts and Security. Client is responsible for managing user accounts and ensuring the confidentiality of login credentials. Client shall promptly notify Affinity of any unauthorized access or suspected security breaches. 4. Data Privacy. Client shall comply with all applicable laws and regulations regarding data privacy and security. Client agrees to indemnify and hold harmless Affinity from any liabilities or damages arising from Client's breach of these obligations. 5. Platform Availability. Affinity will use commercially reasonable efforts to maintain the availability of the Platform. However, Affinity does not guarantee uninterrupted or error-free access to the Platform. 6. Representations and Warranties. Client represents and warrants that it has the full power and authority to enter into this Agreement and that it will not use the Platform for any unlawful or unauthorized purpose. Client, including all associated and affiliated users, acknowledge that it’s their responsibility to confirm all information is completed with reasonableness and accuracy. Client must ensure that all quoted terms and conditions match the subsequent application, invoice, binder, and/or policy documents. 7. Disclaimer of Warranties. THE PLATFORM IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. AFFINITY MAKES NO WARRANTIES OR REPRESENTATIONS REGARDING THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY INFORMATION PROVIDED THROUGH THE PLATFORM. 8. Limitation of Liability. IN NO EVENT SHALL AFFINITY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THIS AGREEMENT OR CLIENT'S USE OF THE PLATFORM, EVEN IF AFFINITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. AFFINITY'S TOTAL LIABILITY UNDER THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNTS PAID BY CLIENT FOR ACCESS TO THE PLATFORM. 9. Term and Termination. This Agreement shall commence on the Effective Date and shall continue for a period of one (1) year unless earlier terminated as provided herein. Either party may terminate this Agreement upon thirty (30) days' written notice to the other party. This Agreement may be terminated immediately by Affinity upon the occurrence of any of the following: Client's material breach of this Agreement and failure to cure such breach within thirty (30) days of written notice. Client's insolvency or bankruptcy. Discontinuation of the Platform by Affinity. 10. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws provisions. 11. Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior or contemporaneous communications, representations, or agreements, whether oral or written. 12. Amendment. This Agreement may be amended only by a writing signed by both parties. 13. Severability. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect. 14. Notices. All notices, consents or requests desired or required to be given hereunder shall be in writing and shall be delivered in person or sent by (i) registered or certified mail, return receipt requested, postage prepaid, or (ii) an overnight delivery service with the capability to verify delivery, to the address of the other party set forth hereon or to such other address as such party shall have designated by proper notice.